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Comparison

7 Best Splitwise Alternatives in 2025 (Free)

Splitwise moved key features behind a paywall. Here are the best free alternatives — with a full feature comparison.

Quick Answer

Splitvers is the best free Splitwise alternative in 2025. It includes debt simplification, receipt scanning, 100+ currencies, and offline mode — all free, no subscription required. Available on Android.

#1 SplitversBest Overall — 100% Free

Pros

  • ✓Completely free — no paywalls, no ads
  • ✓Debt simplification built in
  • ✓100+ currencies with conversion
  • ✓Works offline
  • ✓Receipt scanning free
  • ✓Android

Cons

  • ✗iOS not yet available

Verdict: Best Splitwise alternative if you want every feature free. No subscription ever.

Download Free →
#2 TricountGood for trips

Pros

  • ✓Simple UI
  • ✓Good for one-time trips
  • ✓No account needed

Cons

  • ✗No debt simplification
  • ✗Limited features
  • ✗No offline sync

Verdict: Works for simple trips but lacks advanced features.

#3 SplitwiseMost popular — but paywalled

Pros

  • ✓Large user base
  • ✓Good UI
  • ✓Multi-currency

Cons

  • ✗Premium features paywalled ($3-5/mo)
  • ✗Ads in free tier
  • ✗Receipt scanning paid only
  • ✗Debt simplification paid only

Verdict: The original, but key features are now paid. Splitvers is the free alternative.

#4 Settle UpDecent free option

Pros

  • ✓Clean design
  • ✓Good group management

Cons

  • ✗Limited free tier
  • ✗No receipt scanning
  • ✗Fewer currencies

Verdict: Decent, but Splitvers beats it on features and price.

Why Splitwise started charging

Splitwise introduced Splitwise Pro in 2023, moving debt simplification, receipt scanning, and currency conversion behind a $3-5/month paywall. Many users started looking for free alternatives.

Feature comparison table

FeatureSplitversSplitwise FreeTricount
Equal splits✓✓✓
Custom amounts✓✓✓
Debt simplification✓ Free✗ Paid✗
Receipt scanning✓ Free✗ Paid✗
100+ currencies✓ Free✗ Paid✓
Offline mode✓✓✓
No ads✓✗✓
PriceFree forever$3-5/mo ProFree

Switch to Splitvers — Free Forever

Every feature. No subscription. No ads. Always free.

Download on Google Play →